Texas Woman Fights Off Robbers

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The 7 Habits of Highly Effective Mediocre Entrepreneurs

[Editor?s note:?James Altucher?is an investor, programmer, author, and entrepreneur. He is Managing Director of Formula Capital and has written ten books. His latest books are?I Was Blind But Now I See?and?40 Alternatives to College.?You can follow him on Twitter?@jaltucher.] I'm pretty mediocre. Particularly as an entrepreneur. I'm ashamed to admit it. Many of the readers here are great visionaries. I'm not even being sarcastic. I have reason to believe Larry Page reads all of my articles. Elon Musk prints out my articles and tapes them to his bathroom wall just in case he forgets to bring a book in there. Jerry Yang and his wife discuss over breakfast the merits of the points I bring up. You can say, "Hey, Jerry Yang should've accepted Microsoft's buyout offer." Ok, but Jerry Yang has made a few billion dollars just by getting a bunch of links together and assembling them by what category they are in. That was pretty cool back in the day. You and I should've thought of that.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/CFGHYfVmkmk/

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Dems slam Paul Ryan over Social Security privatization

WASHINGTON (AP) ? Democrats are eagerly renewing their fight against privatizing Social Security now that Republican presidential candidate Mitt Romney has picked Paul Ryan as his running mate. It was a fight that didn't go well for the GOP when President George W. Bush pushed the idea in 2005.

In his 2010 "Road Map for America's Future," the Wisconsin congressman proposed a plan to allow younger workers to divert more than one-third of their Social Security taxes into personal accounts that they would own and could will to their heirs.

Ryan wrote that the accounts would provide workers an opportunity "to build a significant nest egg for retirement that far exceeds what the current program can provide." Workers 55 and older would stay in the current system.

Romney hasn't embraced the proposal and Ryan, chairman of the House Budget Committee, didn't include it in either of the federal budgets passed by House Republicans the past two years. But now that Ryan is running for vice president, Democrats hope to capitalize on the issue.

Bush's proposal for private accounts received a chilly reception from members in both parties in Congress, though Ryan embraced it. Democrats used the issue against GOP congressional candidates in the 2006 election, when they regained control of the House and Senate.

"The very last thing we ought to be doing is putting at risk the retirement security of millions of America's seniors," said Rep. Debbie Wasserman Schultz of Florida, who heads the Democratic National Committee.

Until now, Social Security had been largely absent from the presidential campaign. President Barack Obama has yet to lay out a detailed plan for addressing the issue, and his silence is drawing criticism from advocates who supported him in the past. Romney has been more forthcoming with proposals, but Social Security has not been a big part of his campaign, either.

Romney, in his book, "No Apology," said he liked the idea of personal accounts. But, he wrote, "Given the volatility of investment values that we have just experienced, I would prefer that individual accounts were added to Social Security, not diverted from it, and that they were voluntary."

Romney's current plan for Social Security doesn't mention personal accounts. Instead, he proposes a gradual increase in the retirement age to account for growing life expectancy. For future generations, Romney would slow the growth of benefits "for those with higher incomes."

Romney says tax increases should be off the table, and current beneficiaries and those near retirement should be spared from cuts.

"Mitt Romney and Paul support gradual reforms to Social Security that protect current beneficiaries from any benefit disruptions while strengthening the program to ensure that it doesn't go bankrupt," Romney campaign spokesman Ryan Williams said.

The trustees who oversee Social Security say the trust funds that support the program will run dry in 2033. At that point, Social Security will generate only enough tax revenue to pay about 75 percent of benefits, triggering automatic cuts unless Congress acts.

During the 2008 campaign, Obama said he wanted to improve Social Security's finances by applying the payroll tax to annual wages above $250,000. It is now limited to wages below $110,100, a level that increases with inflation.

Obama also pledged to oppose raising the retirement age or reducing annual cost-of-living adjustments, or COLAs. "Let me be clear, I will not do either," Obama said at the time.

Last year, however, Obama put on the table a proposal to reduce annual COLAs during deficit-reduction talks with House Speaker John Boehner, R-Ohio. The talks ultimately failed and nothing came of the proposal, but it raised questions about whether Obama would honor his 2008 pledge.

"A national politician would do well to strongly identify themselves with Social Security, not just with rhetoric, but to be very clear that they understand the pain people are experiencing today, that they stand behind this program and they will protect the citizenry and they will not cut benefits," said Eric Kingson, a Syracuse University professor who co-founded Social Security Works. "I hope to hear that from the White House. I have not heard that yet."

Obama offered some principles to strengthen Social Security in his 2011 State of the Union address.

"We must do it without putting at risk current retirees, the most vulnerable or people with disabilities, without slashing benefits for future generations and without subjecting Americans' guaranteed retirement income to the whims of the stock market," Obama said in the speech.

Last week, Vice President Joe Biden made a more sweeping guarantee during a campaign swing in southern Virginia, telling a customer at a diner that Social Security will not be changed.

"I guarantee you, flat guarantee you, there will be no changes in Social Security," Biden told the customer, according to a White House pool report. "I flat guarantee you."

A Biden adviser said later the vice president was merely reassuring the woman that her benefits would not be changed. The adviser spoke on condition of anonymity because he was not authorized to speak publicly about the issue.

Obama campaign spokesman Adam Fetcher said the president "has put forward a set of principles to guide bipartisan action to strengthen it for future generations. Rather than laying the groundwork for a bipartisan approach as the president has done, Mitt Romney's only solution would mean deep benefit cuts for future retirees. His running mate, Paul Ryan was an architect of privatization."

Romney's campaign chided Obama's inaction.

"His failure to lead on entitlements has put the future of Social Security at risk," said Williams, the Romney spokesman. "Mitt Romney is committed to ensuring that Social Security is there for future generations and he has a comprehensive plan to save Social Security with commonsense reforms."

___

Follow Stephen Ohlemacher on Twitter: http://twitter.com/stephenatap

Source: http://news.yahoo.com/dems-slam-ryan-over-social-security-privatization-114125907--finance.html

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The Ultimate Guide to Investing On Realty Properties in United ...

In the current economy, it has become quite difficult for people to finalize their investment decisions on the basis of real estate properties. The main reason behind this is that not many of them are in the favor of making such huge investments. However, United Kingdom remains one of the most preferred countries to look up to when it comes to real estate property investment.

The Importance of Property Investment

No matter how much money you spend in property investment, one thing is for sure; investing in a high-return location will enable you to grow your money. Although you will not be spending that money, it does not mean that your money has been blocked for years. That is why investing money in real estate properties is a lot better than keeping them there in your bank accounts.

Since the real estate market is extremely limited because of the demand and supply gap, it becomes important for any individual to save money and invest in a real estate property. After all, that is how you can manage to get a house for your family in this economical crisis. Similarly, you should keep in mind the increasing demand of housing properties.

Due to an increase in worldwide population, the prices of housing real estate properties are rising rapidly. Therefore, an ideal solution of all this is to invest in a property before it gets too expensive for you. This is important to consider because personal finance objectives can only be fulfilled if you make a property investment decision at the right time and in the right market.

United Kingdom as the Right Market for Property Investment

Since investing in real estate is a long-term investment and requires a lot of patience to analyze its high returns, most people remain doubtful in terms of choosing the right market. When it comes to considering United Kingdom for such huge investment, you have concerns about how the market of this place will be in tough economic times. However, the real estate market of UK has been affected the least in terms of resale value.

Have a look below to learn which areas to consider while investing in real estate properties in United Kingdom.

Property Investment and Its Returns

When you have decided to invest your money in real estate property, you will come across the following types of return:

1. Income
2. Growth

If you want to earn additional income by renting out your property, you can do so by investing in real estate. This is especially applicable to those who need an additional source of income urgently. This is how it can benefit them in living a comfortable life. People with credit card debt can also benefit from renting their property. Then you can look for consolidating their credit. Consolidated Credit have a credit card debt help service.
You can also get a return based on the capital invested in property. As its resale value increases, you will benefit from it in the future.

Taxation

Before investing your money in any property located in United Kingdom, you should consider its taxation rules and how they will affect your long-term investment. In this situation, you need to have ample knowledge about property taxation. Since this type of taxation is a complex subject, you can consult a professional who is a specialist in property tax.

If you are a UK resident, some taxation areas you should consider are income tax, inheritance tax, and capital gains tax. Along with that, you should also know some other types of taxation related to property investment in the United Kingdom because new laws are passed frequently.

Brokers

In order to manage UK deals of real estate investment effectively, you should also consider consulting a reliable mortgage broker and a solicitor. Even if you are going through financial problems at the moment, it is possible that you can get a solution consolidating your debt. Consolidated Credit have a credit card debt help service.

Location

At the end of the day, it is all about choosing a property that has the best location. While investing in UK?s real estate market, it is important to consider the location because you will be able to achieve growth in your investment only if it has good value.

This is being categorized within Investing Money matter and Housing Properties topic also Realty Properties topic and Personal Finance subject as well as Long Term Investment matter .

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Source: http://www.runlarsrun.com/uncategorized/the-ultimate-guide-to-investing-on-realty-properties-in-united-kingdom.html

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Source: http://articlesubmissionhelper.blogspot.com/2012/08/games-for-kids-family-card-games-for.html

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Source: http://lypavd.posterous.com/article-submission-helper-games-for-kids-fami

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Swiftboating Obama, Giving Romney Cancer | The Moderate Voice

Like pork factories that use every part of a pig but the squeal, Romney and Obama supporters are scraping the bottom of the political trough.

A smear group headed by a former Bushie and Tea Party compatriots is running ?educational? ads denouncing the President for ?recklessly leaking information? about the raids that killed Osama bin Laden.

Swiftboat, anyone? The tactic that torpedoed John Kerry in 2004 now has Barack Obama in its crosshairs. If you have an opponent who served his country honorably, do what Karl Rove did then: trot out veterans to discredit him while your own man?s shortcomings go unnoticed.

Ironically, the commercials come right after an HBO ?Newsroom? episode highlighting how tightly news of the bin Laden raid was controlled until the White House announced it that Sunday night. But in this kind of campaign warfare, facts don?t matter.

Respected Washington Post columnist Dan Balz observes that ?all restraints are gone, the guardrails have disappeared and there is no incentive for anyone to hold back. The other guy does it, so we?re going to do it, too?

?Neither side has had to look far for an excuse to attack or cry foul. Obama?s allies took the campaign over the edge last week and his team did nothing to stop it. The most egregious example of a campaign out of bounds was an ad prepared by Priorities USA, a super PAC supporting the president.

MORE

Editor?s note from Dr. E, managing editor TMV: For those who may not be familiar with the SEALS, how they are trained and for what kinds of deployments/ actions:

The SEAL acronym stands for Sea, Air, and Land, which identifies the elements in which they operate. SEALs work in small units ? often one to two men, but sometimes in a platoon comprised of up to 16.

They are trained to perform specific tasks under any type of circumstance and in any environment. Their training takes place in the desert, the jungle, in extreme hot and cold weather, and in urban areas.

SEAL mis sions require detailed planning and precise execution. SEALs are trained to perform missions that fall into five main categories:

Unconventional Warfare (UW) ? Using guerilla warfare tactics in battle. Guerilla warfare is characterized by small, mobile combat groups that operate using often ?unorthodox? battle methods like destroying enemy supplies, creating diversions, ambushing small enemy units, demolitions, and other ?hit and run? types of operations.

Foreign Internal Defense (FID) ? Training given to foreign nationals in order to build relationships. During Operation Desert Storm, Navy SEALs trained 13 Kuwaiti operators in maritime infiltration techniques in order to set up a secret meeting with local resistance contacts within Iraq-occupied Kuwait City.

Direct Action (DA) ? Moving against an enemy target. This may include assaults on land- or water-based targets, hostage rescues, ambushes, etc.

Counterterrorism (CT) ? Includes direct action against terrorist operations, antiterrorist actions for preventing terrorist acts, and protecting citizens and troops.

Special Reconnaissance (SR) ? Includes conducting preliminary surveys to gather information, manning observation posts, and other types of surveillance, both overt and covert, where the goal is to gather information.This may include gathering hydrographic data (beach and water surveys) for landings or following an enemy unit and reporting its position.

When SEALs aren?t deployed, they?re in training, both to hone basic skills and to learn new skills and techniques that will make a difference when they are deployed.

The above categories overlap when it comes to actual missions, but these are the basis of SEAL training: to be expert in the skills required to perform these various tasks.

Source: http://themoderatevoice.com/156392/swiftboating-obama-giving-romney-cancer/

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Coach: Florida Gators can win with either quarterback

GAINESVILLE -- Jacoby Brissett and Jeff Driskel are the same. The competition between the two Florida sophomore quarterbacks is dead-even. There has been no separation, and the Gators can win with either one.

That has been the message from coach Will Muschamp, other members of the staff and the players, dating all the way back to spring practice.

But the reality is that a decision must be made at some point.

Brissett, the West Palm Beach Dwyer product, got the first leg up in the competition when Driskel sustained a bruise to his shoulder and missed practice Monday.

Instead of Driskel getting necessary reps in new offensive coordinator Brent Pease?s complex offense, Brissett took the bulk of the snaps.

?When you get more reps you know it?s going to make you better naturally because you?re seeing more things,? Pease said.

Driskel returned to practice Tuesday and has been receiving the same amount of reps as before the shoulder injury.

Pease would not say there has been any separation between the two, adding that the battle has been back and forth and both need to continue to progress before a decision can be made.

?It?s been up and down,? he said. ?They both have gotten better in all aspects of their game, and that?s the main thing. If they can get better to where they both can manage and make plays, then that?s really what we?re striving for.?

Muschamp said both quarterbacks did positive things in UF?s team scrimmage last week, pointing out that each managed the huddle and the pre-snap adjustments well.

But pocket presence and learning when to get rid of the ball when faced with a negative play remain issues.

When it comes to choosing between the two, players have toed the company line in interviews, redirecting questions to Muschamp or simply saying that both are good enough to win with. Although the situation could naturally create a division in the locker room, Pease said there hasn?t been any of that so far.

?The players are about team,? he said. ?This isn?t a buddy contest here. There?s nothing to speak on that. They understand this is about the team.?

Even the quarterbacks themselves have only positive things to say about the other.

Brissett, at UF?s media day, said, ?Both of us can win a national championship with this offense.?

Said Driskel: ?Two talented guys are going to compete against each other and always try to get better. It?s been good for the whole team.?

Driskel and Brissett were both highly touted recruits who played as freshmen last season, and coaches insist their attributes are similar enough that hardly anything changes with the offense from one to the other. So, then, how will a decision be made?

With similar skill sets, presence in the huddle, managing the clock and making proper decisions with the ball are all that separate the two.

Muschamp said last week he wants to see how those things develop through at least three scrimmages before thinking about making a decision.

The first was last Saturday. Another happened Friday, with two more scheduled before Florida opens the season against Bowling Green on Sept.?1.

Pease said Friday that the process for choosing between the two will come down to a discussion between himself and Muschamp.

?I give him my feedback on how guys perform, and I think as a head coach, he?s always watching and evaluating from really a defensive standpoint,? Pease said.

But just as Muschamp controls the public message concerning UF?s most important position battle, he also has the final say.

?I think it?s a 50-50 deal,? Pease said before backing off a bit. ?It?s probably a little bit more of a 51-49 his decision. He?s the head coach.?

Source: http://www.miamiherald.com/2012/08/18/2956797/coach-florida-gators-can-win-with.html

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